Credit Risk: Safeguarding Financial Stability and Growth

We conduct a financial evaluation of your business partners, suppliers and clients to see where potential credit risk exists before it becomes a liability.

We develop tailored risk rating models specifically for your industry, your clients, and business operations allowing you to classify counterparties based on estimated probability of default.

We delve into your credit portfolio, identifying concentration risk, and recommend how to diversify the risk and mix of credits that you are exposed to.

Our data-driven process enables your business to price your credit offerings based on risk while remaining competitive with healthy profit margins.

We help your business set appropriate credit limits for your clients based on their financial performance and credit risk profile. This clearly indicates to your team the potential for bad debt with each client.

Credit risk is dynamic. We will continuously monitor your counterparties' credit risk. CBGA provides real-time access to key indicators—typically credit scores, economic indicators, and client performance metrics—to help you respond quickly to changes in counterparties' financial positions.